Getting a Home Construction Loan the Smart Way Do you have a vision for your dream home? Most people do, but often it’s difficult to find an existing house that fulfills it. You should consider new construction to get exactly what you want. We know that this sounds intimidating, but it’s best to start at the beginning and take it one step at a time. The very first step is to set your budget and secure financing. Be sure to speak to multiple lenders to find the best rate and terms for you. It is very important to get information from...

Choosing the Best Insulation for Your New Home As winter approaches, the choice of home insulation is bound to come to mind. Thereare a number of options on the market, which can get a bit confusing. Let’s reviewpopular insulation choices, and how to make the best choice for those long, cold NewYork winters. How Insulation Protects Your Home Let’s look at how insulation works to reduce energy costs and to keep you warm in thewinter and cool in the summer. The best-case scenario for your home is to maintain acomfortable temperature at all times. This is achieved by using your HVAC system toblow...

Building Vs. Buying A Home Home buying in the United States is happening at a frenzied pace this year. People are buying and selling left and right. Home prices are through the roof, while interest rates are rock bottom, which has many people thinking about homeownership for the first time or how to move into a different home after being made an offer they can’t refuse for their current one. Let’s look at the two choices facing home buyers by exploring building vs. buying a home. Buying a Pre-Existing Home There are certainly advantages to buying a home that has already been built,...

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